arXiv cs.AIPaper
Cyber-Financial Contagion: Modeling the Propagation of an AI Vendor Compromise Through the Banking System
This moves AI supply-chain risk from abstract to concrete. The banking system's concentration on a few AI vendors for fraud, credit, and AML decisions is real, and the model shows that a single vendor breach can trigger losses that look like a crisis. For security teams at AI vendors: this paper will be cited when regulators ask you what happens if you're compromised. For builders selling to finance: your vendor risk matrix just got more expensive.